Do you have a trip to take this year? How are you going to get there? Whether it’s a vacation or a staycation, Mutual Savings Credit Union is here to help with our easy process auto loans. Make it a reality with our low rates and affordable monthly payments.

As part of Mutual Savings’ wide variety of loans, auto loans can be used for that new or used car, truck or SUV you’ve been eyeing.

Here’s some great ways to benefit with an auto loan from Mutual Savings:

New Cars

• Mutual Savings considers cars of the current model year or the previous two model years that feature 45,000 miles or less as “new.” Applying our “new car” rates to more cars means more savings for you!
• Repayment terms up to 48, 60, 72 or 84 months.

Used Cars

• Loans for used cars made within the last 6 years can feature 48, 60 or 72-month repayment terms.
• Loans for used cars made before the last 6 years feature a 48-month repayment term.

But wait, what if you could protect your finances from that annoying depreciation?

Depreciation protection offers you a way to protect the equity you have worked so hard to build in your vehicle, by waving some or all your loan balance if your vehicle were totaled or stolen and not recovered at any time during the life of your loan.

But wait, how is there equity your vehicle if its depreciating?

• You had a down payment when you purchased the vehicle
• You make additional loan payments each year
• You pay a little extra each month to bring your loan balance down faster

For complete details including features, limitations, and exclusions, see the Certificate or Policy of Insurance. In the event of any discrepancy between this information and the policy/certificate, the terms of the policy/certificate will apply. Complete coverage information is in the Certificate or Policy issued to each insured individual

1. Egan, John, Experian. What is depreciation on a car and why does it matter, December 2020.
2. Plans are underwritten by Securian Life Insurance Company, St. Paul, MN Plans may not be available in all states. These policies contain limitations and exclusions.

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Mutual Savings offers a wide variety of options to help you achieve your goals. Visit our website at www.mutualsavings.org to review all of the loans available and current interest rates. We are confident you will find one to fit your needs.